Chi On A Dime has paired up with local fashion resource Garmental’s Style Expert Suzanne Kopulos to bring you “beat the cold” trends at a wallet-friendly price. Her combination of textures in the look below is uber chic – and, lucky for us, the entire looks totals up at under $150!

Stay warm and cozy while completely on trend with a cable knit sweater tunic from H&M. Top with a luxe faux fur snood – they’re having a serious fashion moment, and are no longer just for outdoors. Add some edge with a great faux leather legging that will easily transition from day to night when combined with other pieces from your closet. Pair with a heavy duty snow boot, and you’re ready to face the elements.

Suzanne also shared her best budget-friendly tips for building a winter wardrobe:

“Invest in key neutral accessories that you can wear over and over again– tones like tan and black are always chic, and can been worn with everything. Examples include burnt orange leather gloves, a black infinity scarf and tan or black riding boots. You can also make the warm-weather clothes you already own cold weather friendly. Throw a pair of tights on with your dresses, add a big, cozy scarf, wear a cardigan/sweater over your sleeveless tops, pair a chic simple long sleeve shirt under your favorite strapless dresses and wear tights under jeans and pants, making open toed heels wearable year round.”